How much loan can I get ?
You can get a Home Loan of 80% of your purchase price upon qualification.
Who can be a co-applicant for the loan?
You can include your spouse as a co-applicant for the home loan and we shall include his/her income to enhance your loan amount. Further, in case there are any other co-owners, they also need to be co-applicants.
Over what period can I repay the loan ?
You have the option of selecting a term you are comfortable with, up to 15 years. The term does not extend beyond retirement age or on your reaching 65 years of age whichever is earlier.
What documents are required to get the loan sanctioned?
Our representative will discuss the documents you are required to submit in detail. An indicative list is given below:
Passport size photograph of all applicants.Residence and age verification, Which may be established from the
- PAN card
- Election ID
- Driving license
- Ration card
- Bank statements for the last six months.Latest salary slip/ statements showing all deductions in case of employed applicants.Certified copies of Balance sheets and profit and loss accounts.
- IT acknowledgement
- Advance tax challans ( for both Company/ Firm and Personal account ) for the last three years in case of self employed applicants.Memorandum / Articles of association for companies.
- Partnership deeds for firms and a brief profile of your company /firm in case of self employed applicants.